Head Digital Credit Risk Modeling (Digital Banking Group)

The Bank of Punjab

The Bank of Punjab is one of the fastest growing Banks in Pakistan with its profound existence of over 35 years. It operates through a network of 900+ real-time online branches and ATMs across the country. The Bank has established a strong foundation while offering premium banking services with major focus on unsurpassed value added services for its customers through advanced solutions.

In line with the Bank’s progression strategy, we invite applications from experienced, dedicated and performance-driven professionals for the following position in our Digital Banking Group (Data Analytics & AI). The following job profile offers excellent opportunity for the right candidates desirous of building a long term career in a dynamic organization:

Grade:

SVP-I/SVP

Location:

Lahore

Job Responsibilities:

• Lead the design, development, and validation of digital credit risk models.
• Implement machine learning (ML) and AI-driven models to improve credit decisioning, underwriting automation, and portfolio risk management.
• Develop risk strategies for unsecured lending and digital supply chain financing.
• Ensure models comply with regulatory requirements (e.g., Basel, IFRS 9, local banking regulations).
• Oversee the use of alternative data sources (e.g., transactional data, telco data, social media, and open banking data) to enhance risk models.
• Drive innovation in real-time risk assessment and dynamic credit scoring for digital lending platforms.
• Collaborate with Data Science and Engineering teams to deploy models into production.
• Manage a high-performing team of data analysts working in credit risk modeling.

Eligibility Criteria:

• Qualification: Minimum Bachelor`s or equivalent degree from an HEC recognized local/foreign university.
• Age: Upto 55 Years as of September 16, 2025.
• Experience: Minimum 08 years of relevant banking / non-banking experience.

Important Note:

• Only shortlisted candidates shall be called for interview. No TA/DA will be admissible.
• The Bank of Punjab reserves the right to accept or reject any application(s) without assigning any reason(s) thereof.
• The Bank is an equal opportunity employer. Females, minorities and PWDs are encouraged to apply.
• The above position(s) carry market based competitive remuneration.